FOURTH QUARTER

Plus Overtime

Let us introduce ourselves

Unleash Your Potential

Welcome to the 4th Quarter Plus Overtime our non-profit organization dedicated to high school, college and professional athletes ready to maneuver through the world of sports. We know that this is an exciting, yet challenging time in your life and we are here to help. Our one-stop resource center combines four critical areas of focus that will support you in every aspect of your journey: physical and mental health support, healthy eating tips, career management advice, and financial planning guidance.

We understand the importance of maintaining a balanced lifestyle as you juggle your intense training schedules, competitions, and academic studies, NCAA guideline changes that impacts high school athletes, college and rising professional players. Our team of experts are here to help you optimize your performance and well-being by providing you with essential tips on managing stress, injury prevention, nutrition, and mental health resources.

We are here to inspire and support you in your journey towards becoming your best self. Let us help you thrive, not just survive, as you transition to your highest level of becoming an athlete at all levels.

Ellisa Johnson

President / Co-Founder

Get the book today!

Fourth Quarter Plus Overtime

This is a book about family.
A book about sports. 
A book about college life.
A book about determination.

And a book about how they all come together, the good and the bad. It’s the story of five members of a family: three student-athletes who had very different experiences with the NCAA and one who played sports but later decided that sports was not the right path, and the woman who represents the common thread among them.

It’s a book about real life, real choices, and real temptations. A book that pulls back the shiny finish that is often presented by the national media about college athletics, and takes a hard look at what lies underneath. 

Helping student athletes parents and coaches find their Answers

Services We Offer

Blog

As the NBA draft approaches there is a lot of controversy surrounding the Lakers. The father son duo plus a new coach. People are split on if this is fair or if the are big politics involved.
Chronicling the life and career of Schea Cotton, a prodigious basketball player from Los Angeles, the film offers a fascinating glimpse into the world of grassroots basketball and the pressures faced by young athletes striving for success.

Awareness and understanding of core personal finance principles including the following:

  1. Budgeting

    • Understand the definition of budgeting and why it’s important
    • Understand the types of budget approaches
    • Learn the general process of budgeting
    • Develop a clear understanding of the tools and resources for implementing a budget
  1. Saving and Reserving
    • Understand the types of savings vehicles
    • Learn the process of goal setting and matching savings to specific goals
  2. Credit and Debt
    • Understand the purpose of credit and debt
    • Learn the types of credit and debt and the appropriate uses of each and when to use credit/debt
  3. Insurance
    • Understand the purpose of insurance
    • Learn the types of insurance (i.e. life, health, etc.), types of coverage, and the common uses of each
  4. Investments
    • Description of Account types and investment vehicles
    • Overview of markets, asset classes, and financial instruments
    • Understand the common uses of each of the general financial instruments within the context of wealth building and wealth preservation.