EQUIPPING ATHLETES FOR THE SEASON AFTER THE SEASON

LIFE BEYOND THE SCOREBOARD

THE GAME MAY END.
YOUR NEXT CHAPTER
IS JUST BEGINNING.

We help high school, college, professional and transitioning athletes thrive through health, nutrition, career and financial guidance.
EXPLORE OUR PROGRAMS →
SUPPORT THE MISSION
“Preparation doesn’t stop when the final whistle
blows.”

A GAME PLAN FOR WHAT’S NEXT.

Practical guidance. Trusted community. A confident transition into every season of life.

04

PILLARS OF SUPPORT

EVERY

STAGE OF THE JOURNEY

ONE

PERSONAL GAME PLAN

THE 4Q+ BLUEPRINT

BUILT FOR THE WHOLE ATHLETE.

Four connected pillars create a practical support system for life on and beyond the field.

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HEALTH

Physical and mental support for a strong, balanced life through every season.

EXPLORE SUPPORT →

02 / 04

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NUTRITION

Practical guidance that turns healthy choices into sustainable everyday habits.

EXPLORE SUPPORT →

03 / 04

↗

CAREER

Tools to translate athletic discipline, leadership and drive into what comes next.

EXPLORE SUPPORT →

04 / 04

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FINANCE

Financial knowledge for confident decisions, lasting stability and long-term impact.

EXPLORE SUPPORT →

BEYOND THE FINAL WHISTLE

THE PERSON MATTERS AS MUCH AS THE PLAYER.

Fourth Quarter Plus Overtime is a nonprofit resource center helping athletes navigate the demands of sport and prepare for the opportunities that follow it. We connect athletes, parents and coaches with trusted guidance that supports wellbeing, independence and purpose.

MEET THE MISSION →

OUR PROMISE

Every athlete deserves a plan that lasts longer than the game.

SUPPORT AT EVERY STAGE

WHEREVER YOU ARE IN THE JOURNEY, YOU BELONG HERE.

01

STUDENT ATHLETES

Build strong habits, understand new opportunities and prepare for the road ahead.

02

COLLEGE & PRO ATHLETES

Manage pressure, protect your wellbeing and make confident career and financial choices.

03

TRANSITIONING ATHLETES

Turn your experience, resilience and leadership into a meaningful next chapter.

04

PARENTS & COACHES

Find practical resources to guide, encourage and advocate for the athletes you support.
4Q+

PODCAST

NEW CONVERSATIONS

SHORT TALKS. LASTING IMPACT.

The Fourth Quarter Plus Overtime Podcast brings together athletes, coaches, wellness experts and community leaders for meaningful conversations about identity, leadership, mental wellness, NIL education and life beyond sports.
DISCOVER THE PODCAST

JOIN THE TEAM BEHIND THE TEAM

HELP AN ATHLETE BUILD WHAT COMES NEXT.

Your support expands access to workshops, mentorship, wellness resources and practical guidance for athletes at every level.
SUPPORT THE MISSION
BECOME A PARTNER

Awareness and understanding of core personal finance principles including the following:

  1. Budgeting

    • Understand the definition of budgeting and why it’s important
    • Understand the types of budget approaches
    • Learn the general process of budgeting
    • Develop a clear understanding of the tools and resources for implementing a budget
  1. Saving and Reserving
    • Understand the types of savings vehicles
    • Learn the process of goal setting and matching savings to specific goals
  2. Credit and Debt
    • Understand the purpose of credit and debt
    • Learn the types of credit and debt and the appropriate uses of each and when to use credit/debt
  3. Insurance
    • Understand the purpose of insurance
    • Learn the types of insurance (i.e. life, health, etc.), types of coverage, and the common uses of each
  4. Investments
    • Description of Account types and investment vehicles
    • Overview of markets, asset classes, and financial instruments
    • Understand the common uses of each of the general financial instruments within the context of wealth building and wealth preservation.