EQUIPPING ATHLETES FOR THE SEASON AFTER THE SEASON

OUR MISSION

THE PERSON
MATTERS
AS MUCH AS THE
PLAYER.

We equip athletes with the knowledge, resources and community to thrive through every season of life.

WHY WE EXIST

THE FINAL
WHISTLE SHOULD
NOT FEEL LIKE THE
END OF THE STORY.

Athletes spend years building discipline, resilience, leadership and focus. Yet the transitions around sport can bring unfamiliar questions about identity, wellbeing, work and money.
Fourth Quarter Plus Overtime closes that gap. We connect athletes, families and coaches with practical education and trusted guidance before, during and after competition.

01

WELLBEING AND IDENTITY

WHOLE-PERSON CARE

We see the individual beyond a roster, ranking or stat line.

WHOLE ATHLETE FOCUS

02

CLARITY AND ACTION

PRACTICAL GUIDANCE

We turn complex choices into clear, useful next steps.

CLEAR NEXT STEPS

03

CONNECTION AND RESPECT

TRUSTED COMMUNITY

We create connections rooted in respect, experience and care.

PEOPLE WHO UNDERSTAND

04

LIFE BEYOND SPORT

LIFELONG IMPACT

We prepare athletes for opportunities that extend beyond sport.

BUILT FOR WHAT COMES NEXT

JOIN THE TEAM BEHIND THE TEAM

HELP THE MISSION GO FURTHER.

SUPPORT THE MISSION →
PARTNER WITH US

Awareness and understanding of core personal finance principles including the following:

  1. Budgeting

    • Understand the definition of budgeting and why it’s important
    • Understand the types of budget approaches
    • Learn the general process of budgeting
    • Develop a clear understanding of the tools and resources for implementing a budget
  1. Saving and Reserving
    • Understand the types of savings vehicles
    • Learn the process of goal setting and matching savings to specific goals
  2. Credit and Debt
    • Understand the purpose of credit and debt
    • Learn the types of credit and debt and the appropriate uses of each and when to use credit/debt
  3. Insurance
    • Understand the purpose of insurance
    • Learn the types of insurance (i.e. life, health, etc.), types of coverage, and the common uses of each
  4. Investments
    • Description of Account types and investment vehicles
    • Overview of markets, asset classes, and financial instruments
    • Understand the common uses of each of the general financial instruments within the context of wealth building and wealth preservation.