SERVICES

Be your best self

Physical and Mental Health Support

According to the American College of Sports Medicine (ACSM), it is important to be equally attentive to both physical and mental health to achieve peak performance. University and college level student-athletes face pressures from academics, as well as other possible triggers of stress. These triggers include missed classes due to off-campus sports competitions, being away from home for the first time, social isolation from students other than their teammates and adapting to constant visibility within their campus and communities. Approximately 30% of women and 25% of men who are student-athletes report having anxiety, and only 10% of all college athletes with known mental health conditions seek care from a mental health professional. Fourth Quarter staff will provide services with professional counseling to assist athletes achieve physical and mental goals for a successful collegiate experience.

Fuel for the soul

Healthy Eating

Athletes should have a balanced diet which includes complex carbohydrates, lean proteins, healthy fats, fruits and vegetables which are highly recommended for athletes. Not all athletes follow these recommendations which impacts performance in their dedicated sports and do not promote healthy mental goals. It is important to note that the dietary needs of athletes may vary depending on individual fitness goals and the type of sports.

Fourth Quarter staff along with sports nutritionists, will help athletes achieve their dietary and nutritional goals.

Navigating Success

Career Management

A college athlete is a student who competes in various sporting events to represent a school or institution. Most student-athletes are under scholarships and receive an allowance, either from the school or a particular organization. Their responsibility primarily revolves around attending rigorous training and practices, abiding by the university’s policies, displaying good sportsmanship, all while maintaining a standard academic grade. These requirements, at times prevent athletes from focusing on their long-term career goals and will often leave athletes without stable career options once their tenure comes to close.  Through various corporate sponsors, athletes will be provided options for an after-sports career.

Demystify financial concepts

Financial Planning

Most college students, including student-athletes, have limited to no exposure to personal financial education when they arrive on campus. Without basic financial literacy, student-athletes, who are managing between different sources of income and how they use it, are at risk of increased stress and anxiety levels. Therefore, our goal is to educate college and professional athletes on how to safeguard their credit, build strong financial savings and smart Investments, and learn life-long budgeting practices.

Additional Services

NCAA Compliance

Professional Agent Support

NIL Support

Awareness and understanding of core personal finance principles including the following:

  1. Budgeting

    • Understand the definition of budgeting and why it’s important
    • Understand the types of budget approaches
    • Learn the general process of budgeting
    • Develop a clear understanding of the tools and resources for implementing a budget
  1. Saving and Reserving
    • Understand the types of savings vehicles
    • Learn the process of goal setting and matching savings to specific goals
  2. Credit and Debt
    • Understand the purpose of credit and debt
    • Learn the types of credit and debt and the appropriate uses of each and when to use credit/debt
  3. Insurance
    • Understand the purpose of insurance
    • Learn the types of insurance (i.e. life, health, etc.), types of coverage, and the common uses of each
  4. Investments
    • Description of Account types and investment vehicles
    • Overview of markets, asset classes, and financial instruments
    • Understand the common uses of each of the general financial instruments within the context of wealth building and wealth preservation.